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Pension Annuity Mis-sold by Mortgage Pensions & Investments LLP

Do you think you were mis-sold or given bad pension advice by Mortgage Pensions & Investments LLP?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by Mortgage Pensions & Investments LLP

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by Mortgage Pensions & Investments LLP and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by Mortgage Pensions & Investments LLP then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by Investment & Pension Advisory Ltd

Do you think you were mis-sold or given bad pension advice by Investment & Pension Advisory Ltd?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by Investment & Pension Advisory Ltd

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by Investment & Pension Advisory Ltd and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by Investment & Pension Advisory Ltd then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by J M Taylor Financial Services Limited

Do you think you were mis-sold or given bad pension advice by J M Taylor Financial Services Limited?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by J M Taylor Financial Services Limited

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by J M Taylor Financial Services Limited and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by J M Taylor Financial Services Limited then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by Hartley Pensions Limited

Do you think you were mis-sold or given bad pension advice by Hartley Pensions Limited?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by Hartley Pensions Limited

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by Hartley Pensions Limited and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by Hartley Pensions Limited then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by LF Global Equity Index Personal Pension Fund

Do you think you were mis-sold or given bad pension advice by LF Global Equity Index Personal Pension Fund?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by LF Global Equity Index Personal Pension Fund

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by LF Global Equity Index Personal Pension Fund and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by LF Global Equity Index Personal Pension Fund then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by Ashdale Independent Financial Services Ltd

Do you think you were mis-sold or given bad pension advice by Ashdale Independent Financial Services Ltd?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by Ashdale Independent Financial Services Ltd

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by Ashdale Independent Financial Services Ltd and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by Ashdale Independent Financial Services Ltd then contact us today to find out more.

 

 

READ MORE +

Pension Annuity Mis-sold by JLT Pensions Administration Limited

Do you think you were mis-sold or given bad pension advice by JLT Pensions Administration Limited?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by JLT Pensions Administration Limited

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by JLT Pensions Administration Limited and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by JLT Pensions Administration Limited then contact us today to find out more.

 

 

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Pension Annuity Mis-sold by Ashby and Thompson Independent Financial Advisers

Do you think you were mis-sold or given bad pension advice by Ashby and Thompson Independent Financial Advisers?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by Ashby and Thompson Independent Financial Advisers

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by Ashby and Thompson Independent Financial Advisers and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by Ashby and Thompson Independent Financial Advisers then contact us today to find out more.

 

 

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How much can I take from my Pension Tax-free?

how much can i take from my pension tax free

When can I take my Pension?

You can start taking your personal/work pension from the age that is set by your pension scheme. This will usually range between the ages of 60 and 65.

It is possible to take your pension earlier, from age 55, with some pension providers. In order to determine when you can take your pension, it is worthwhile checking with your pension provider.

State retirement pensions can be have changed significantly since April 2010, in that the age that you may start to receive your state pension is currently 68 years for both men and women and will depend upon when you were born. This is likely to change again in the future and it is worth keeping an eye on legislation in this regard.

How much can I take from my pension tax-free?

It is possible to take a lump sum payment from your pension pot tax-free. This is usually 25% of the overall pension pot.

You will be taxed on the remaining pension pot for anything received over your personal tax allowance for the year and this will vary depending upon your total income from all sources for the tax year.

What sort of pension have I got?

A pension is a pot of money that you save into for the purposes of you receiving an income from that pension pot after your retirement from employment.

The best way to ascertain what type of pension scheme you have is to contact your pension provider. They will be able to advise you: –

  • What benefits your pension scheme provides to you;
  • The earliest age that you may start to receive your pension;
  • Whether a lump sum payment can be taken from your pension pot;
  • Which type of pension you belong to and your obligations under the pension scheme.

It is quite possible that you will have several pension pots available to you, i.e. personal pension arrangements and/or work pensions. You will need to look at each pension pot and identify the different pension schemes for each.

What is a SIPP?

A SIPP is a self-invested personal pension. This is a scheme where you get to choose for yourself where you invest your money from a larger selection of investors.

With many pension providers, you do not get that choice. They simply invest according to the pension providers set list of investors which can be limited. You do not have the flexibility to choose where your funds are invested.

The greater choice of investment under a SIPP can make a huge difference to your pension fund overall, especially if your investments perform greatly as this will impact your pension pot size greatly upon retirement.

A SIPP is similar to other personal pensions you may have, but you have the option to pay in more money to your pension pot as and when you need or want to. Your money will continue to grow in that pension pot subject to the usual tax rules and based upon your financial circumstances. In addition, the Government adds 20% tax relief for a basic-rate tax payer.

It is possible to take your SIPP from the age of 55, even if you continue to work and it is possible to take 25% of the pot tax-free with the rest taxed as per your personal income allowance per year.

Is my Pension right for me?

If you are worried your pension is not right for you, or you are concerned you were not given full options when discussing your pension requirements, then it is worth you getting the advice you received about your pension checked out.

We would be very happy to assist you with this, all on our “no win, no fee” basis.

In the event we are successful, our fees are 20% plus VAT (equivalent to 24%).

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Pension Annuity Mis-sold by @sipp (Pension Trustees) Ltd

Do you think you were mis-sold or given bad pension advice by @sipp (Pension Trustees) Ltd?  We may be able to help you claim compensation for any potential mis-selling.

Welcome to our website which has been dedicated to help people understand if they have been mis-sold their pension and what can be done about it if you feel you have been mis-sold. Firstly let us explain why we have the experience and expertise to help you so you can make an informed choice if this is the right service for you.

Mis-sold Pension by @sipp (Pension Trustees) Ltd

Facility Review’s purpose is to guide clients through the mis-sold journey without hassle on a no win no fee basis. We would like to remind readers that you are not required to use the services of a firm which carries out regulated claims management activity; it is possible for the customer to present the claim themselves for free, either to the person against whom they wish to complain or to the relevant statutory ombudsman or the statutory compensation scheme.

MIS-SOLD PENSION – REASONS

There any many reasons people may have been mis-sold their pension by @sipp (Pension Trustees) Ltd and we will cover the main reasons below and highlight some of the people and occupations that are most likely to have been mis-sold.

The most common reason people have mis-sold pensions is if they were a member of a Final Salary Pension Scheme and have transferred this to a money purchase scheme whether they have left their employer or not. This must have been done on the advice of a Financial Advisor whether tied or independent and must have taken place after April 1988.

  • People with Final Salary Pensions included
  • Civil Service Pensions
  • Railway Pensions
  • Teachers Pension
  • Police Pensions
  • NHS Pension

If you were a member of any of these pensions above or any other Final Salary Pension Scheme and have transferred it then the possibilities that you have been mis-sold a pension are very high and you should contact us today to find out more.

For people who have been or are in a Final Salary Pension and have FSAVCs then they may have also been mis-sold if AVCs were available to them at the time as for most it would have been more beneficial to have been a member of the AVC scheme and not FSAVC scheme.

This is just an indication of people who may have a mis-sold pension if they were a member of any of the pension schemes named above but it is not an exhaustive list and if you are unsure then get in touch with us to discuss your case in more detail.

 

Mis-Sold Pension Other Reasons

Pension mis-selling is not limited to people with Final Salary schemes and can also affect people who have money purchase schemes which include Personal Pensions, Stakeholder Pensions and FSAVC pensions. It can also affect people who have frozen pensions and have been encouraged to transfer them without proper analysis being carried out.

If you have had a any of the above types of pension since 1998 and are unsure if you were mis-sold the pension or pension transfer by @sipp (Pension Trustees) Ltd then contact us today to find out more.

 

 

READ MORE +